Shriram Capital Limited
Financing made easy
Consumer & Enterprise Finance
The Consumer Finance business of the group had its origins from the needs of the Chit Funds customers and was started in year 2002 as a separate business unit, Shriram City Union Finance Ltd. Shriram Housing Finance Ltd. (SHFL) is a Housing Finance Company registered with the National Housing Bank (NHB), and promoted by Shriram City Union Finance Ltd. Shriram Housing Finance received the Certificate of Registration from NHB in August 2011, and commenced their lending operations from December the same year. Over the years, this business has evolved itself in the following four distinct verticals:

Individual Personal Loans catering to the needs of families for purposes ranging from emergencies to education.

Small Business Loans targeted to Micro Enterprises, self-employed professionals and such under-served segments of the business community across the various sectors of the economy.

Asset Purchase Loans include all asset-based finance with specific thrust on used and new three-wheelers / cars and
two-wheelers through dealer outlets.

Loan against gold is the last addition to the business verticals that caters to the emergency needs of families that are willing to pledge jewels as well as refinancing pawn brokers who have been running this business for decades.

The attractiveness of the consumer business and the efficient manner in which the customer origination and collections are being done encouraged large private equity players like Texas Pacific Group to take significant stakes, which has in turn enabled a strong foundation for a sustained Year-on-Year growth in Enterprise value.

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Board of Directors

Mr. DV Ravi

Ravi is the Managing Director of Shriram Capital Limited which is the holding company...


Dr. Akhila Srinivasan

Dr. Akhila Srinivasan, holding Ph.D. in Economics, is Non Executive Director, Shriram Capital Ltd...


Mr. N. Lakshminarayanan

Mr. Lakshminarayanan is a technology industry professional, with over 30 years of experience ...


Mr. Puneet Bhatia

Puneet Bhatia is the TPG Nominee of Shriram Capital Ltd...


Mr. Rajesh Laddha

Mr. Rajesh Laddha is the Non Executive Director, Shriram Capital Limited...


Mr. Jasmit Singh Gujral

Mr. Jasmit Singh Gujral is the Non Executive Director, Shriram Capital Limited...


Mr. T.K. Gowrishankar

Mr. T K Gowrishankar is a Graduate in Commerce and is a qualified Chartered Accountant...


Mr. Ian Maxwell Kirk

Mr. Ian Kirk is a Chartered Accountant (CA) in 1984, and also obtained qualifications in Business..


Mr. Umesh Revankar

Mr. Umesh Revankar holds a bachelor's degree in Business Management...


Mr. Prasheem Seebran

Mr. Prasheem Seebran is a member of the SEM Executive Committee...